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Apple Pay Later is kaput. The company confirmed<\/a> to TechCrunch<\/em> on Monday that it\u2019s killing the service only two years after first announcing it at WWDC 2022<\/a> \u2014 and only seven months after it became available to everyone in the US<\/a>.<\/p>\n The company said at its developer conference last week<\/a> that loans through third-party service Affirm are coming to Apple Pay later this year, so the two would have been redundant. \u201cUsers in the U.S. will also be able to apply for loans directly through Affirm when they check out with Apple Pay,\u201d the company wrote<\/a> in a newsroom post after its WWDC keynote.<\/p>\n According to TechCrunch<\/em>, Pay Later is already disabled as an option when checking out with Apple Pay, and it won\u2019t accept any new loans moving forward. However, those with current payment plans can still access those through the Wallet app.<\/p>\n \u201cStarting later this year, users across the globe will be able to access installment loans offered through credit and debit cards, as well as lenders, when checking out with Apple Pay,\u201d Apple wrote in a statement to TechCrunch. \u201cWith the introduction of this new global installment loan offering, we will no longer offer Apple Pay Later in the U.S.\u201d<\/p>\n<\/div>\n