Is pet insurance worth it? How much is pet insurance? Here\u2019s everything to consider.<\/em><\/p>\n To Insure or Not to Insure\u2026<\/strong><\/p>\n Choosing to obtain pet insurance is much like choosing the right home or school for your family. There are several factors to consider, and it\u2019s a decision that only you, a loyal pet mom or dad, can make.<\/p>\n When my family adopted now-11-year-old Oskar, we didn\u2019t think the cost of pet insurance was really \u201cworth it\u201d. We\u2019ve had him since he was a kitten, and he\u2019s always been a very healthy, active kitty.<\/p>\n Back in 2020, I noticed a strange shift in Oskar\u2019s behavior. He was very lethargic and lazy, which is super unlucky. When we took him to the vet, they were able to find out he was having some serious stomach issues. This was an ongoing problem for months. At one point, I was talking to the vet on the phone every other day, panicking about what to do.<\/p>\n Oskar lucked out by not needing surgery, and with some medication, diet, and behavioral changes, we were able to get him back to his regular self. This was, however, not an easy process, and it made me question if we had made the right decision by omitting pet insurance.<\/p>\n When pets need surgery, it can be thousands of dollars out of pocket. With insurance, it\u2019s about $35\/month, and, most of the time, that includes surgeries. No family should have to pick between saving a furry family member or paying their expenses, so this is really something important to consider whether or not it\u2019s a good fit for you.<\/p>\n Did you know?\u00a0<\/strong>Tractor Supply Company offers a PetVet Clinic<\/a> with no office visit fees<\/strong>? Their clinics offer affordable and convenient preventative services from state-licensed veterinarians. No appointment is necessary.<\/p>\n<\/div>\n For those who can\u2019t afford expensive surgeries or treatments, sometimes putting your pet to sleep is the only option. That\u2019s a painful decision. \ud83d\udc94 And it\u2019s also pricey, with euthanization costing around $300. And since not all cities allow backyard burials, you might have to pay even more to cremate your pet.<\/p>\n Additionally, you\u2019ll need to take your pet\u2019s breed, especially dog\u2019s, into consideration. If you have a show dog, you\u2019ll want to think about theft or life insurance coverage for your furry friend, whereas if you have a breed deemed \u201cdangerous\u201d, canine liability protection is another facet you\u2019ll want to consider. Check out this article from Bankrate<\/a>, which takes a deep dive into determining the right coverage for your pets<\/a>.<\/p>\n That\u2019s where pet insurance comes in\u2026<\/p>\n Just like human medical insurance, you pay a small amount every month to get coverage for those big, unplanned vet bills. Whether you want an emergencies-only plan or one that covers routine care, there are plenty of options at various price points on the market.<\/p>\n Pet insurance will give you more peace of mind if your pet were to become ill or injured. With a plan in place, you\u2019ll:<\/p>\n Besides, you already know the importance of home, health, and auto insurance\u2026 why not ensure that peace of mind for your beloved pet?<\/p>\n It depends on you, your finances, and your pet! If your emergency fund is sufficient to cover unexpected vet bills, you can probably skip the pet insurance.<\/p>\n If an expensive vet visit would present a serious problem for your budget, pet insurance will soften that blow to your wallet. With numerous plans and deductibles to choose from, you can easily pick one that will meet your needs and suit your budget.<\/p>\n If you do decide pet insurance is for you, here are some top-rated providers that we recommend:<\/p>\n We think it\u2019s better to be safe than sorry!<\/b><\/p>\n We\u2019re so glad to hear that some people have been saved from financial ruin and are able to take care of their pets thanks to pet insurance. As always, consider what is best for you and your furry friend. No matter what you decide, I think we can all agree that pets make the world go around. \u2764\ufe0f<\/p>\n \u201cOur vet was our dog\u2019s lifesaver, but Trupanion was our money saver! Sometimes we wondered if it was worth the money since we never had any issues. But recently, our 5th child (aka our dog) developed a major skin issue \/ autoimmune disease, and wow the bills! Trupanion covered SO MUCH of months\u2019 worth of bills totaling around $15,000. \ud83d\ude2c We now have our dog back to himself and we didn\u2019t break the bank!\u201d <\/em>\u2013 Hip2Save reader<\/strong><\/p>\n<\/div>\n Is all this pet talk making you want to spoil your furry friend? Check out the best pet deals<\/a> happening now!<\/strong><\/p>\n<\/p><\/div>\n![\"cat](\"https:\/\/hip2save.com\/wp-content\/uploads\/2020\/07\/cat-sleeping.jpg?w=912&resize=912%2C570&strip=all\")
<\/p>\n![\"cat](\"https:\/\/hip2save.com\/wp-content\/uploads\/2020\/07\/cat-laying-down.jpg?w=912&resize=912%2C570&strip=all\")
<\/p>\n![\"cat](\"https:\/\/hip2save.com\/wp-content\/uploads\/2020\/07\/cat-sleeping.jpg?resize=1024%2C640&strip=all\")
<\/p>\n\n
While we can\u2019t always learn from other\u2019s mistakes, it\u2019s important to weigh your options and give pet insurance a solid consideration.<\/h2>\n<\/blockquote>\n
![\"dog](\"https:\/\/hip2save.com\/wp-content\/uploads\/2022\/08\/yoli-on-carpet.jpg?w=912&resize=912%2C591&strip=all\")
<\/p>\nWhat\u2019s the typical pet insurance cost?<\/em> Pet insurance plans are flexible to meet your individual needs.<\/strong><\/h2>\n
![\"dog](\"https:\/\/hip2save.com\/wp-content\/uploads\/2020\/07\/dog-holding-bowl.jpg?w=912&resize=912%2C570&strip=all\")
<\/p>\nHow does pet insurance work?<\/strong><\/h2>\n
![\"woman](\"https:\/\/hip2save.com\/wp-content\/uploads\/2019\/02\/lina-with-dog-chewy.jpg?w=912&resize=912%2C479&strip=all\")
<\/p>\nWhat is pet insurance going to do for you and your pet? Let\u2019s consider the benefits of pet health insurance\u2026<\/h2>\n
\n
![\"man](\"https:\/\/hip2save.com\/wp-content\/uploads\/2020\/07\/man-with-cat.jpg?w=912&resize=912%2C570&strip=all\")
<\/p>\nGet the most out of your pet insurance plan with these helpful tips:<\/h2>\n
\n
\n
\n
\n
\n
\n
![\"adopted](\"https:\/\/hip2save.com\/wp-content\/uploads\/2022\/03\/adopted-dog.jpg?w=912&resize=912%2C479&strip=all\")
<\/h2>\nSo\u2026 is pet insurance worth it?<\/h2>\n
![\"A](\"https:\/\/hip2save.com\/wp-content\/uploads\/2020\/06\/Pet-insurance-plans.jpg?w=912&resize=912%2C532&strip=all\")
<\/h2>\nChoose a top-rated pet insurance company.<\/h2>\n
\n
\n
\n
\n
\n
\n
\n
\n
![\"woman](\"https:\/\/hip2save.com\/wp-content\/uploads\/2020\/04\/yoli-and-collin-.jpg?w=912&resize=912%2C479&strip=all\")
<\/p>\n