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Personal finance guru Dave Ramsey has got no time for staffers\u2014particularly young people\u2014who complain about their economic outlook but aren\u2019t willing to put in the work<\/a> to change it.<\/p>\n The New York Times<\/em> bestselling author said a portion of Gen Z and millennials \u201csuck\u201d because they don\u2019t want to take responsibility for their financial futures<\/a>.<\/p>\n Speaking on Fox Business last week<\/a>, the radio host with an audience of more than 20 million people said there\u2019s \u201calways\u201d been a group of people who disagree with his money management strategies. <\/a><\/p>\n \u201cThey say: \u2018You can\u2019t do it, the system has to change\u2019 and they\u2019re a victim and they\u2019re entitled,\u201d said Ramsey. <\/p>\n This is true of a \u201csegment\u201d of Gen Z and millennials, the 63-year-old said, who \u201cjust suck.\u201d<\/p>\n \u201cThey\u2019re just awful,\u201d Ramsey said. \u201cThey\u2019re a participation trophy, they live in their mother\u2019s basement and they can\u2019t figure out why they can\u2019t buy a house\u2014because they don\u2019t work.\u201d<\/p>\n Keen to single out this group instead of tarring all Gen Z and millennials with the same brush, the University of Tennessee alumnus added: \u201cIt\u2019s just this one segment of whiners on TikTok or something because they don\u2019t want to face the fact that they\u2019ve got to control the person in their mirror.\u201d<\/p>\n Speaking to hosts Sean Duffy and Daren McDowell, Ramsey also made it clear he \u201cloved\u201d having younger members on his team and said many Gen Z and millennials made very smart money decisions. <\/a><\/p>\n\n