{"id":209981,"date":"2024-03-03T23:13:19","date_gmt":"2024-03-03T23:13:19","guid":{"rendered":"https:\/\/michigandigitalnews.com\/index.php\/2024\/03\/03\/bank-of-america-travel-rewards-credit-card-review-a-simple-travel-rewards-card-with-basic-features\/"},"modified":"2025-06-25T17:21:18","modified_gmt":"2025-06-25T17:21:18","slug":"bank-of-america-travel-rewards-credit-card-review-a-simple-travel-rewards-card-with-basic-features","status":"publish","type":"post","link":"https:\/\/michigandigitalnews.com\/index.php\/2024\/03\/03\/bank-of-america-travel-rewards-credit-card-review-a-simple-travel-rewards-card-with-basic-features\/","title":{"rendered":"Bank of America\u00ae Travel Rewards Credit Card review: A simple travel rewards card with basic features"},"content":{"rendered":"

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Our take: <\/strong>The Bank of America\u00ae Travel Rewards Credit Card stands out for its simplicity: It\u2019s a $0-annual fee card that earns simple, flat-rate rewards that you can redeem as statement credits for travel or dining.<\/p>\n

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Bank of America\u00ae Travel Rewards Credit Card<\/h4>\n
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Intro Bonus<\/h5>\n


\nEarn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening (that can be a $250 statement credit toward travel purchases) and 0% intro APR for 15 billing cycles on purchases and balance transfers made within the first 60 days of account opening.<\/section>\n

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0% balance transfer term<\/td>\n

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15 months<\/td>\n


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Balance transfer fee<\/td>\n

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3%<\/td>\n


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Annual fee<\/td>\n

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$0<\/td>\n


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Regular APR<\/td>\n

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18.24%\u201328.24% variable<\/td>\n


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Bank of America\u00ae Travel Rewards Credit Card: Overview<\/h2>\n

Card type: <\/strong>Travel<\/a><\/p>\n

With no annual fees or foreign transaction fees, the Bank of America Travel Rewards card is an appealing choice for budget travelers or anyone who wants simplicity in their travel credit card. Although the rewards earned on this card lack the versatility you might find in cards that\u00a0offer the ability to transfer rewards to loyalty programs or book travel through the card issuer\u2019s portal, this card does allow you to redeem their points for statement credits for travel and dining, as cash back, or to purchase gift cards.<\/p>\n

Who is the Bank of America\u00ae Travel Rewards Credit Card good for?<\/h3>\n

The Bank of America\u00ae Travel Rewards Credit Card is well-suited for budget-conscious travelers who prioritize simplicity over extravagant perks. Plus, with the card\u2019s 0% intro APR for 15 billing cycles on purchases and balance transfers made within the first 60 days of account opening, the card can be a valuable tool for those looking to finance big-ticket purchases or consolidate their debt.<\/p>\n

Who shouldn\u2019t get the Bank of America\u00ae Travel Rewards Credit Card?<\/h3>\n

Those who prioritize reward flexibility, lavish travel benefits, and a substantial welcome bonus may find the Travel Rewards Credit Card less appealing. The card\u2019s modest welcome offer, and absence of transfer partners for airline or hotel loyalty programs could be drawbacks for those seeking more extensive rewards and perks.\u00a0<\/p>\n

Bank of America\u00ae Travel Rewards Credit Card: How to earn rewards<\/h2>\n

The rewards structure is easy to understand\u2014there are no rotating categories to keep track of or activate or different rewards rates. Cardholders earn a flat 1.5 points on all purchases.\u00a0<\/p>\n

You\u2019re also eligible to earn a modest welcome offer that\u2019s worth 25,000 points, or $250, if you spend $1,000 in purchases in the first 90 days of account opening.\u00a0<\/p>\n

How to redeem Bank of America\u00ae Travel Rewards Credit Card points<\/h2>\n

There are only a few ways to redeem your points with the Travel Rewards Card You can use your rewards to book travel, cover travel and dining purchases, get cash-back as a statement credit, and buy gift cards.<\/p>\n

However, when you redeem for cash or gift cards, you may not get the best value. One point is valued at 0.6 cents, so 2,500 points will only give you $15. There\u2019s a 2,500 point minimum redemption requirement, too. The redemption value for gift cards will vary.. Travel and dining credits are typically the best value for your rewards, where a point is worth one cent.<\/p>\n

Get a statement credit for travel or dining<\/h3>\n

To redeem points with the Bank of America Travel Rewards Credit Card, you can get a statement credit to offset eligible travel\u2014like airlines, hotels, car rentals\u2014and dining purchases made within the past 12 months. There\u2019s a 2,500 point minimum redemption requirement.\u00a0<\/p>\n

When you redeem your points this way, one point is worth one cent.\u00a0<\/p>\n

Bank of America\u00ae Travel Rewards Credit Card rates and fees<\/h2>\n